Warning: CashFacts never charges any additional fees for any loan that you have applied.

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Direct lender loans to satisfy you financially

Are you finding it tough to manage constant unexpected expenses? Surely, everyone does struggle to manage surprising costs from the limited monthly income. There is nothing to worry about, as CashFacts will be your financial well-wisher. We give you the satisfaction of having online loans from direct lenders where flexibility meets with your financial solution.

We are determined to offer financial help to everyone whenever they need it the most. Therefore, many prefer our loans as they get instant and almost guaranteed loan approval. We keep the basics right by providing only those loans which solve most of your financial queries.

What is our primary feature? It is nothing extraordinary because we always follow simplicity in our lending. Therefore, we are quick to help people with poor credit scores, especially when they have many debts to clear.

We bring exclusive deals on personal loans for bad credit with direct lenders’ facilities. These include:

Adequate loan amount: We keep the issue of past credit errors out of the way and are ready to offer the amount between £1000 and £25000, based on your affordability.

Manageable loan term: You can borrow that amount for a convenient loan term ranging from 12 months to 60 months. After analysing the repayment capacity from your monthly income, you can choose the loan term.

Credit score improvement: You have affordable interest rates and loan terms. It means you can easily repay the borrowed sum till the duration ends, and it will improve your credit score.

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How do direct lender personal loans advantage you?

Making the right decision for the best direct lenders in the UK is extremely crucial. You can reduce your efforts by showing your trust in us. We may be the new direct lenders, but we have a team of experienced loan experts who prepare customised deals according to individual affordability.

We provide maximum loan advantages, which involve:

  • Guaranteed approval

    We can offer you bad credit loans on guaranteed approval if you can afford the repayments. Showing your affordability is a key factor here because it will help us to prepare a loan deal which meets your ends. Therefore, we first analyse your monthly income capacity and then offer the amount and term. All these factors contribute to finalising the loan approval.

  • Acceptance of very bad credit score

    The situation is indeed tough when you have the issue of a very poor credit score. It occurs when you have bank defaults, County Court Judgement (CCJ) or bankruptcy charges. Traditional lenders may not show interest in your application due to these issues. Still, approval chances are higher if you use direct lender personal loans for very bad credit.

  • Taking care of every person’s financial needs

    We are here to help everyone when they feel financially weak. The best example is when we provide loans for disabled persons with bad credit. These will be short-term loans available online with no paperwork. You do not need to visit here and there to submit your application. Instead, you can apply by sitting in your living space or any convenient location.

  • Your assets at no risk

    Mainstream lenders are often specific about having a loan security. If you can provide, then only you can avail of the funds. It becomes difficult when you need money urgently. We keep you free from such compulsion and offer unsecured personal loans. You do not need to pledge any assets and get the funds within a few minutes of application approval.

Direct Lender Personal Loan

What types of personal loans are available for bad credit?

Choosing direct lenders for bad credit personal loans is beneficial when you have multiple loan options according to your prevailing situation. We keep plenty of options in front of you, which you can decide after finalising your amount and analysing your monthly income. It is always good to have various options because financial needs usually differ from person to person.

Here are the loans you get from direct money lenders like CashFacts:

Payday Loans

Apply for these short-term personal loans without any formalities to follow. Get the amount within a few minutes and repay on your next salary day. Having these loans will not require too many efforts to make. It means you can avail of them with not having guarantor’s backup or even a co-signer.

Debt Consolidation Loans

Consolidating debts is vital to have a balanced financial life. You can achieve this by having personal loans for debt consolidation from us. Merge all your pending dues into one loan option. It benefits you in paying only single monthly instalment and an interest rate with no extra burden.

Unemployed Loans

When no one can help you during jobless days, we are prepared to save your finances by offering personal loans for the unemployed. We are flexible enough to accept your part-time income or benefits as the repayment source, which allow you to have a guaranteed loan approval.

Student Loans

Focusing on the study is vital to have a better career. We take care of this, too, with our student loans. Use them to manage your education expenses. Our assistance goes beyond limitations and you can use the borrowed sum to control living expenses as well. Besides, do not worry about the repayments.

No Guarantor Loans

We are among the few lenders offering personal loans for bad credit with no guarantor needed. You get the approval on your earning capacity. Our affordable loan repayments make easier for you to pay back the loan in given time and that will improve your credit score too.

Bad Credit Loans

Our each loan is accessible to those with poor credit. Still, we have a dedicated deal on bad credit personal loans that you get with no guarantor. These loans accept applications of those with CCJ. We do not need collateral to back this, as you get the nod based on your current loan affordability.

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Searching in the UK for direct lenders? Consider CashFacts once!

The UK loan marketplace has plenty of options for direct loan companies. Still, many things make us different from other loan providers. Acceptance of bad credit is something you may not expect from others. We are a specialised direct lender providing personal loans for people with bad credit.

You can end your search here for the lender because we are all set to provide everything for everyone. We are summarising here some of our qualities, which can allure you to go for our loan options.

Proven record

We have proved ourselves plenty of times in the past. Most loan applicants prefer our services because we find perfect solutions for those who want no-refusal payday loans in the UK.

Relevant solutions

Whatever your financial problem is, we vouch for offering the relevant solution for you. We always bring fresh loan deals, including the latest features satisfying your financial desires.

Reliability

You can keep your trust in us because we do not surprise you with any extra cost. You pay only that interest rate you receive from the initial loan quote. There will be no upfront fee.

Well-experienced

Despite your less-than-perfect credit score, we are fully experienced in offering you any loan. We know how to tackle everyone’s requirements and prepare loan deals accordingly.

Transparency

We are transparent about our loan terms and conditions. We do not disclose your details to any third party without your consent. For further confirmation, you can read our privacy policy.

Cost-effective lending

Our interest rates are always affordable to your monthly income. We do not hide anything when it comes to loan rates, which is why you can find our rates so competitive in the market.

How can I get a direct lender loan with bad credit?

Online application is one such thing that is in your favour whenever you approach direct lenders for bad credit personal loans. It is an easy procedure to pursue, with only simple steps to follow. You do not need legwork and paperwork to submit your loan application. This will only take a few minutes to complete, and we can guarantee you same-day fund disbursal. Here is the procedure:

Fill out the Online Form

Complete the single-page application form with only a few details to mention.

Soft credit inquiry

We perform a credit check, but it will be soft and not affect your credit score.

Get a loan quote

We instantly release an online loan quote. Analyse it carefully and give your consent.

Payout of the loan amount

The final step includes loan amount transfer to your bank account. It will be done within 24 hours.

CashFacts- FAQs

FAQs

We do not want you to apply for a personal loan with a bad credit score without any confusion. Therefore, we have pointed out some of the queries you may have while seeking a loan option.

What is a direct lender loan?

A direct lender loan is a financial product that a direct or online lender offers to those who need a loan for a financial need and desire. It differs from traditional or mainstream lenders, where the process is done by submitting too many papers. On the other hand, direct lender loans do not require any documents. Rather it is available online only. Moreover, these include flexible interest rates and loan terms, making it easier, particularly for those with poor credit history.

What are the eligibility criteria to obtain direct lender personal loans?

If you want to qualify for personal loans for bad credit from direct lenders, then you need to do these things:

  • You should be above 18 years of age and living in the UK only;
  • You must be earning a full-time income minimum of £700 or a part-time income of £400;
  • You should be improving in your recent financial performances;
  • You should not have any bankruptcy or bank default charges for the last 2 years.
Is a fast loan in the UK possible from a direct lender?

We accept only online loan applications, guaranteeing instant loan decisions and same-day fund transfers. In addition, there are minimum obligations to follow, which means you can easily obtain personal loans for bad credit with no guarantor. Most of our loans are unsecured. Thus, no assets are needed to secure the loan amount.

Are direct lender personal loans available on low interest?

We offer only affordable personal loans for bad credit people. Before finalising the loan offer, we first analyse your recent monthly income and its repayment capacity. If you have your credit report ready, you can share that too with us. We may need it to prepare affordable loan deals only, which also contribute to your credit score improvement.

Can I get direct lender loans on benefits?

Unlike traditional lenders, we also keep options open for those living on benefits. These include those individuals who are unemployed or physically disabled. These may be short-term loans, but they are very helpful when you need money instantly and mainstream lenders have already denied your loan application. Most benefits are similar to those available on no-refusal payday loans from direct lenders.

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