Warning: CashFacts never charges any additional fees for any loan that you have applied.
Unexpected costs can be difficult to manage. Are you considering a loan? Make sure the repayments fit comfortably within your budget. This borrowing is the right option for your situation.
CashFacts considers information on various factors when assessing an application. For instance, income, regular household spending, existing credit commitments and credit information. A previous credit issue does not automatically result in a declined application. However, it may affect the decision or the terms available.
You may struggle to make payments or need to borrow repeatedly for everyday costs. Free debt advice may be a better option than taking out more credit.
You apply directly with CashFacts. You pay no upfront broker, application or administration fees before a lending decision.
The first eligibility check uses a soft search that other lenders can't see and that doesn't affect your credit score. Further checks may be completed if you choose to continue with an application.
Before accepting an offer, you will be shown the interest rate, repayment dates, total amount repayable and other key terms. Review these carefully and proceed only if you are confident the repayments are affordable.
This product does not require a guarantor. However, all applications remain subject to eligibility, affordability and verification checks. Read more about no guarantor loans.
Select your required sum (£500 to £2,500) and pick a term.
Complete our secure form with your income and bank details.
Funds transfer directly to your UK bank account once approved.
You may apply if you:
There is nothing much complicated when someone approaches CashFacts for bad credit loans. I applied two months back and felt surprised to see their instant response. I received the loan sum on the same day the application was submitted, and now I am happily making monthly instalments. Thank you for supporting me in tough times.
Living a jobless life was quite tough, but suddenly, I found the name of CashFacts while searching for a direct lender to apply for an unemployed loan. I applied and received loan approval within 15 minutes, and the interest rates were very affordable. Big thanks to you...
Considering the high-interest rates of payday loans, I was unsure whether to go for these loans. A close friend suggested I go for these loans because I needed the amount urgently. He suggested me CashFacts. I called them, and the representative replied with the best answer to clear my every doubt. I quickly decided to apply for payday loans here, and the interest rates are competitive. I highly recommend a direct lender.
No. The initial eligibility check uses a soft search. It is not visible to other lenders and does not affect your credit score. Further checks may be required if you continue with an application.
You can apply, but approval is not guaranteed. We assess each application using many factors. These include credit information, income, expenditure, existing commitments and affordability.
CashFacts does not charge upfront broker, application or administration fees. Read the loan agreement and pre-contract information carefully. Understand the interest, charges and total amount repayable before accepting an offer.
If approved and after all necessary checks, funds may be sent to your UK bank account on the same day. We do not guarantee that. It may depend on the time of application, verification requirements and bank processing times.
You may have the right to settle a regulated credit agreement early. Check your pre-contract information and loan agreement. This applies to the applicable early-settlement process and any interest changes.
Borrow £500 over 4 months. Repay in 4 monthly instalments of £170.00. Total amount repayable: £680.00. Total interest charged: £180.00. Representative APR: 298.6% (fixed).