Are you afraid of facing loan rejection as you are out of a job? Maybe, it is difficult to convince lenders when you are jobless. However, CashFacts can give you an alternative way to deal with this situation. Feel free to obtain loans for the unemployed from a direct lender.
Here, unemployment will not play the role of a hurdle. Instead, it gives you the biggest reason to borrow. You can overcome this tough phase of your life by getting a loan for the unemployed in the UK without any hesitation.
There is no need to hold usual payouts when your wallet is empty after a job loss. You can acquire a free loan proposal. It will lead you to the desired amount and term within a fixed budget. You will not have to regret it later if the loan offer is affordable with the following:
Varying between £1000 and £10000
Falling 12 months to 36 months
Fairly priced according to your capability
Being out of a job can be financially challenging for anyone. It does not matter to us if you lag in the employment criteria. You can apply for emergency loans for the unemployed in the UK right here without doubting your eligibility.
Unemployment is a real situation for many people who run short of cash to meet daily necessities. An unemployed loan is the much-needed financial support designed for a jobless person deprived of traditional options. These loans intend to provide them with financial assistance to make life easy when they are between jobs.
Traditional lenders overlook the other money-earning possibilities that you might acquire. For this reason, they deny providing loan help. Nevertheless, we do not feel any risk in lending you money provided you showcase other ways of earnings.
Any income means rent, benefits, pension, freelance earning etc., and lets you fetch emergency money for the unemployed in the UK. What exceptional facilities can you expect from us? It is your overall experience with us in a nutshell.
Still, there is something exclusive about borrowing from us.
Convenience to express preference: The speciality about borrowing here is that you can pick loan amount to understand the loan term and rates. Look at the range mentioned to understand how much to take out to repay on time and within budget.
Liberty to decide: The free quotation for personal loans for the unemployed lets you choose with a free mind. You can skip borrowing if the loan rates are not suitable, according to you. At the same time, you can agree if rates are affordable.
What would it feel like to receive delivery of quick cash loans to your door as an unemployed applicant? Here, you must not treat yourself as helpless without a job. You can now obtain loans in hand even if you do not have access to a bank account.
Getting loans in every situation would be possible for you. This way, we ensure that you receive financial help when you need the most. There are other ways we can amplify your borrowing advantages.
Paperwork-free process
With unemployment loans, the process is quite convenient and faster. It is not in the process to do a lot of paperwork. With an online interface, the application formalities are brief. Most importantly, they do not eat away a lot of time.
Customised rates
Avail of this opportunity to get short-term loans for the unemployed at personalised rates. We will not impose any random rate on you. Besides, loans for the unemployed include no fees as processing charges. Our loan fee structure has clearly stated this. You can go through it to know you do not have to pay brokerage fees while applying with a direct lender like us.
Devoid of compulsions
Low credit scores will not interrupt your borrowing journey. People with all types of credit profiles are welcome here. Moreover, any co-signer or collateral will not be essential to back the loan amount you want to take out. In short, despite various setbacks, getting loans for bad credit with no guarantor and no fees as unemployed in the UK is possible for you.
No critical criteria
If you looked into the eligibility criteria, you would find that we need some basic confirmations about you. The major focus will be on the correct age, residency and source of income. What about the bank account factor? You must have already known that we can provide loans with or without them.
Affordability-based lending decision
You can enjoy our leniency in lending approach. However, we will always base the decisions on fundamental soft checks. Whether or not you will get loans will depend on your affordability. The role of these checks lies here. Interestingly, this assessment does a crucial job without hurting your credit scores.
You will not blame yourself for being unfortunate if you know the best ways to utilise loans for the unemployed. There is endless scope for you to explore these loans. Be sure to have the right reasons to borrow money.
Do not be reluctant to allow these loans to cover your most unexpected crisis!
Treatment needs: Maybe, you do not have sufficient money to pay for the urgent treatment of your family member. Instead of wasting time seeking help from other ways, consider getting emergency loans for the unemployed right now. Here, you will not have to wait forever to receive money for treatment.
Moving expenses: You are looking for a new job in a new location. It means you must relocate all your belongings from one place to another. Do not worry about the cost of moving. You can manage it by borrowing a suitable amount of loans.
Maintaining vehicle: Your job hunting would require you to visit multiple places daily. It is impossible to go to different locations without your own car. However, it will be an additional expense for you during a crisis. Arrange money to maintain your vehicle with the help of loans for the unemployed.
Proceed in the credit rectification journey: Do not be surprised to know that you can also use these loans for this purpose! It is doable when you can bring the outstanding debts under your control. Therefore, when you disburse debts using these loans, you will take a step towards positive scores.
As a borrower, you cannot borrow whatever options we present. It should match your requirements and financial circumstances also. For example, you will need small loans for the unemployed to meet petty cash requirements. It would be pointless for you to prefer an opposite loan option.
We respect your preferences. Therefore, we would like to show you some of the best alternatives.
Bad credit loans
Feel happy to utilise a unique opportunity where you can obtain bad credit loans with no guarantor need from a direct lender. Therefore, poor scores will no longer be your biggest roadblock. You can overcome it and reap the benefits like no guarantor requirement.
Debt consolidation loans
Unemployment and bad credit are enough to push you towards debt. However, now you can settle this problem by applying for debt consolidation loans for the unemployed. You can see how your jobless status does not prove you as less eligible for these loans. Rather it provides you with the scope to improve your financial condition by getting rid of past debts.
Guaranteed loans
Every borrower wants to confirm the chances of getting approval before sending out an application. Guaranteed same-day loans will let you accomplish this goal. Nevertheless, you will have to give some affirmations about your financial behaviour. It will concern your recent financial activity, sincerity in your credit improvement journey and preference for an affordable amount.
Payday loans
Do you think getting payday loans for unemployed from direct lenders would be difficult? It is a common practice for traditional lenders. Experience the opposite thing by applying here with a little twist. See how your freelance income is recognised as stable income when obtaining loan assistance.
We will not treat your application differently just because you need payday loans for unemployed people on benefits. The same online procedure we need you to follow for loan application. One thing that you may rest assured of is the speediness of our approach.
No intermediary will interfere in our process. Loans for unemployed with bad credit and no guarantor claim from direct lenders comprise small steps like:
Introduction to an online form: Forget about queuing up at a branch or answering many questions as you do in the offline application. The online form consists of just one or two pages and enquires about much less information. The details that you will enter will have relevance to the application. We have cut short unnecessary information in the application. You can finish filling out the application, as the requirement is concise.
Final review before submission: Why this step? It is because when you look for loans during unemployment, you tend to hurry up to speed up the process unknowingly. In this endeavour, you often end up making unwanted mistakes. This cross-checking will ensure you do not leave errors in the application. It lets you rectify them then and there.
Way to submit: Once you are done and dusted, the final step would be to submit the application. It just needs a single click. Finally, we can take a tour of your application and run the necessary checks. After all this, we can decide if you should get loan approval.
You want to get unemployed loans from direct lenders in the UK. We are pleased to be able to get noticed by you. However, we understand that it is not easy to convince any borrower so easily. The fierce competition in the loan market is hard to ignore. In this situation, we must do the necessary practices to hold our ground strongly. We do not want to be a stereotypical lender. Rather we aim to provide exclusive services to our borrowers. With time, we are re-modelling our offerings. Find out why you must get loans for unemployed from lenders like us only.
Simplicity: We do not complicate our process to impress borrowers. Simple steps consume less time. Besides, they are easy to understand for the borrower who is already facing many complex situations and wants some relief.
Swiftness: When we are talking about speediness, we mean it. With us, you can explore loan options like same-day loans for the unemployed. If everything goes well with your application, swift approval is not difficult to achieve. Take care of the pre-conditions to qualify for loans easily.
Clarity: We give you an open platform where you can share your queries and feedback without hesitation. You can even receive a quick response from us based on your query. For further clarification, you can even fetch a free proposal from us.
Although it might sound weird, you can also obtain these loans with no job. Here, you should have some kind of earning source. It will illustrate that you can repay loans within the given time duration. There is no issue if you do not receive your salary on payday. However, you must ascertain whether to pay back loans with whatever mode of earning.
The availability of this type of funding option gives a relaxing feeling to people striving hard to handle the unemployment situation. Despite all the goodness, these loans can introduce some unwanted pitfalls. You must be watchful about them:
No, you cannot access loans if you do not earn via any source. Unemployed loans do not require any stable job. However, your application will not be accepted if you lack any alternative source of income. We cannot take your request forward if you fail to convince us of your repaying capability. We allow you to pursue self-employment and seek help to meet additional cash requirements.
Yes, you can receive money since our process offers negligible layovers. From application to processing, every step takes much less time to complete. Moreover, we will not take you through multiple steps. The precise application process leads to less time-consuming and easy decisions. Finally, when we approve your application, the money transfer happens in a few minutes. You will not have to wait longer if you agree to obtain money online in your checking account.
Flexible repayments are an added advantage of no guarantor loan for the unemployed. Rules are not stringent when it comes to repaying loans. The tenure can expand over months. It facilitates easy paying back in small amounts. The best thing about the feasible repayment pattern is that it does not require you to adjust the monthly budget largely. The amount is small enough to accommodate your budget.
Yes, we do.
Get A Loan Quote