Household Debt in the UK: How Do You Measure Up?

Household debt is the amount of money that people have borrowed for things like mortgages, credit card bills, and student loans. In the UK, people are taking on more debt than they used to. Recent reports say that the average UK household now owes about £58,000, and many are having trouble making payments. People need …

How Negotiating with Lenders Can Get You Relief

Debts exist, and they are a reality. They aren’t bad, though. But, because they are a payment we still need to make, they keep on playing at the back of our heads. And that’s uncomfortable! In order to come up with a good debt consolidation package, you are to find a way for yourself. Look …

How can you unburden yourself from the Mounting Debt from Next Year?

Borrowing money is always more accessible than repaying it. One can keep on drowning in debt without even realising it. Since availing money is easy, no one tries to limit it and use it effectively. Coming out of debt is essential for a person’s financial well-being. It cannot be done overnight. It may take specific …

Is it beneficial to get loans from a direct lender or a broker?

Do you find it difficult to decide if you should borrow from a direct lender or a broker? It means that difference between the both is not clear to you. Both of them can play a role in your borrowing journey. Please note that their role is going to be different. You can take out …

How important is a credit score for your borrowing and how to improve it?

One of the most essential & deciding factors for money borrowing is your credit score. When a bank or any financial institution determines a specific score for your lending, it is usually termed the credit score. It displays your trustworthiness as a borrower. In addition, it shows how reliable you are in avail of any …

How to Make the Best Use of Payday Loans This Christmas

Though there is a month to go until Christmas, no time is left for putting off shopping. The more you delay, the more expensive decoration and gifts will be. You leave no stone unturned to celebrate the festivity with gusto and bonhomie. Although there is nothing wrong with celebrating with full spirits, you cannot rebuff …