How Much Can You Borrow with an Installment Loan? A Complete Guide

There are many things to consider while applying for a loan. For example, you have to decide on the loan term, amount, estimation of monthly instalments, and many more. Perhaps the most important one is the loan amount. Anything related to the loan will be decided on based on how much you want to borrow. …

What Happens When You Miss an Instalment Loan Payment?

Borrowing money from direct lenders is easy even if your credit rating is not good, but they are hard to manage when it comes to payments. Instalment loans are paid down over a period of time, which makes these loans quite appealing. Financial experts suggest borrowing money with deliberation. Although lenders will run an affordability …

Explore Different Options for a Short-Term Loan from a Direct Lender

Financial problems come irrespective of their size. Some of them remain for a shorter duration, while some trouble you for a long time. Fortunately, the UK loan marketplace does have solutions for every scenario. The loan providers here, whether there are mainstream lenders or online ones, provide long-term and short-term loans. This means that you …

Is Financing Your Dream Vacation with a Personal Loan a Good Idea?  

Individuals stuck between personal and professional liabilities hardly get room for some fun. The recurring bills to pay and emergencies occupy a good portion of income, and it hardly leaves one with enough savings to plan a much-needed holiday. It is the reason most individuals postpone their dream vacation. It involves shopping, booking tickets, and …

Things to Keep in Mind When Searching for Instalment Loans in the UK

Instalment loans are a super handy way to borrow money upfront for major costs. But then pay it back over time in shorter, more manageable instalments. It’s the best of both worlds – access to funds when needed while avoiding one huge, terrifying bill! Instalment loans have fixed repayment schedules that prevent balances from spiralling. …

Why is it difficult to get a loan if you are unemployed?

John Brown, during an interview with a financial advisor of CashFacts, Cassandra Smith, recalls his unexpected layoff last year in October. “All details are ingrained in my memory,” he said. “It was a pleasant, warm, sunny morning when my boss called me in his cabin and asked me to get the papers, and that came …